Member Benefits - Winter 2010

Heartland Payment Systems - Members receive exclusive discounts and a 3-year rate guarantee on Heartland Payment System's  suite of financial services, which includes credit card processing, payroll services, check management and real time health benefits eligibility verification. Heartland offers a full suite of services to meet the needs of the health care market, including ConfirmPaySM, a payment portal that processes credit cards and ACH transactions with real time insurance verification and patient responsibility estimator for over 400 insurance carriers. Heartland Payment Services also has local sales and service professionals who specialize in the health care industry and a 24/7/365 live customer service team. For more information, call 866-941-1477 or visit www.heartlandpaymentsystems.com.

Manage 2010 Health Plan Expenses Now

In the current economic climate, spending more than you have to for health insurance doesn't make sense. As premiums continue to increase, don't accept the status quo. There are ways to provide health insurance while effectively managing your expenses.

These are just a few of the strategies that Marsh has used to assist many group practices to help reduce health insurance premiums.

High Deductible Health Plans - Our physician clients, particularly those over age 50, are taking advantage of this cost reduction strategy. Significantly reduces premiums and enables physicians to open a health savings account. Most physicians should review this strategy.

Rate Adjustment Factors (RAF) - For groups of 6-50 employees, insurers reduce the RAF for new business placing health insurance "on sale."

Compare - Rate competitiveness and plan design varies by insurer, type of plan (PPO, HMO or HDHP) and location. We work with many insurers to find the right plan design to meet your group health insurance needs. There is a special discount available to CMA/SCMS members through Blue Shield.

Health Savings Accounts (2009 limits) - Contribution of up to $3,000 for individuals and $5,950 for families; plus another $1,000 if you are between the ages of  55 and 64. Unused funds roll over each to be used for future medical, dental and vision expenses.

HR Know How - Provides the latest information on group benefit plans and compliance issues for employers. Available at no cost to CMA/SCMS members who purchase their group health insurance through Marsh.

Why not use one of your member benefits and let us help select a strategy that works best for you? Call a Marsh Client Service Representative at 800-842-3761 or email at CMACounty.Insurance@marsh.com

(CA license#0633005 d/b/a Seabury and Smith Insurance Program Management - 4245 (10/09) copyright Seabury & Smith Insurance Program Management 2009)

Secure Scrips

Protect yourself from serious liability by purchasing the most secure prescription pads in the industry.  Go to securescrip.com/CMA or by calling 866-741-8488.

Save 10% on Mercury Auto Insurance

Mercury Insurance offers low auto insurance rates in California. CMA/SCMS members can save an additional 10% off Mercury's already reduced rates. To get a quote, please call 866-602-5259 or visit www.mercuryinsurance.com

6% Off Web Based Practice Management from athenahealth

CMA members receive 6% off athenahealthCollector, athenahealth's unique web-based practice management service, which integrates web-based practice management, EMR software, and back office processing specialists into a single service. Athenahealth helps physicians get paid quickly, correctly, and with minimal hassle: On average, practices that use athenahealth get paid 30% faster and see a 5-10% increase in collections.To find out more about athenaCollector, CMA and athenahealth, go to http://www.cmanet.org/calendar  (under "ongoing series). Practices will learn how to improve and optimize performance and reverse the negative trends impacting physician practices today.  For additional details, call 866-817-5739 or visit http://www.athenahealth.com/cma.

Magazine Discount Program

The CMA Magazine Program gives members up to 50% off subscriptions to hundreds of  popular magazines. The same low rates apply to new subscriptions and renewals. Renewals with the discount are available no matter how your subscription were originally ordered. If you find a lower advertised price for any magazine offered through this program, simply send in the promotional offer with your order and pay the lower amount. Subscriptions for both office and personal use are available through this membership program. For more information, please call 800-603-5602 or email cma@buymags.com or visit http://buymags.com/cma.

ON-CALL Medical-Legal Information Library

CMA ON-CALL is an online library that contains over 4,500 pages of medical-legal, regulatory, and reimbursement information. The searchable library library contains all the information available in the California Physician's Legal Handbook (CPLH), an annual publication of CMA's Center for Legal Affairs. 

ON-CALL documents are available free to members at CMA's members-only website http://cmanet.org/bookstore.

If you haven't taken advantage of this extraordinary resource, spend a few minutes browsing the ON-CALL Index, and see what you've been missing.   For more details about your membership benefits go to http://www.cmanet.org/benefits.

Medical Insurance Exchange of California (MIEC) - the sponsored medical malpractice insurance carrier of the Solano County Medical Society since 1975.  Please go to their web site at www.miec.com or call 800-227-4527 for information.